UTICO has made every effort to ensure the accuracy, reliability and completeness of the information provided on its website. UTICO is further not responsible for any technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, garbled or delayed transmissions.
UTICO shall not be liable and does not warrant or promise of any kind, expressed or implied, for any direct, indirect, incidental, punitive, consequential or psychological damages as a result of visiting or using its Website or loss of services, data, profits, income or welfare resulting from any viruses or anything that has destructive properties to computer equipment while used to access its sites.
User agree to defend, indemnify and hold UTICO harmless from and against all liabilities for any damages or injury, resulting from the user’s failure to observe these terms and conditions.

Information Collection and Usage:
UTICO usually does not collect any personal information of the User on visit of its website, unless specified, or if User voluntarily chooses to provide such information to UTICO. UTICO will handle such information confidentially and will only use them as permitted by data protection legislation, and for the purpose for which they are so collected.
UTICO may use third party tools or software for conducting statistical analysis. However, only certain pieces of aggregated, non-personal information, such as the number of users who accessed or mostly visited UTICO’s website, are collected. Such collected information does not identify the User individually.
UTICO keeps all collected information confidential except where disclosure is enforced or required by law, or as part of requirement to protect the rights or properties of UTICO.

Links to third-party websites:
UTICO’s website may provide links to third party websites. The contents of such third party sites is not within UTICO’s control and hence UTICO cannot and will not take responsibility of the information or content on third party websites.
Links to other sites from UTICO’s website, should neither be taken as an endorsement by UTICO of such sites nor that such sites are free from any computer viruses or anything that has destructive properties on access.
UTICO will not take responsibility for the collection or use of information by any third party site. The User is required to read such sites Security & Privacy Policies to determine their information collections & data usage.
UTICO reserves the right to change its information and data security as well as the privacy policy at any time without notice.